Final Expense Life Insurance Highlights
- Specialized life insurance policy used for funeral expenses or to provide money for family.
- Easy underwriting and NO medical exam
- Death benefits as low as $1,000 and can exceed $100,000+ depending upon a family's needs.
- Premiums won't increase & Benefits won't decrease with most policies
Final Expense Life Insurance Explained
Final expense life insurance is a specialized type of life insurance specifically designed to pay for the immediate expenses that a family incurs at the time of a loved one's passing. Final expense life insurance policies typically carry smaller policy death benefits than term life insurance policies. However, the proceeds from final expense policies are normally paid much faster and sooner than those of term life insurance. Consequently, they are ideally suited to pay for funeral expenses, immediate living expenses, near term debt (such as credit card payments) and other expenses a family can face. Final expense insurance can often be underwrittern and issued much more quickly and easily than other types of life insurance.